Direct Loan Interest Rates

DIRECT LOANS RATES

 

Below are the new interest rates for Direct Loans first disbursed between July 1, 2014 and June 30, 2015.

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Federal Direct Student Loans 2014-2015 Interest Rates
Effective for Loans First Disbursed on or after July 1, 2014 and
prior to July 1, 2015
Loan Type Borrower Type Index Add-On Fixed Interest Rate
10-Year Treasury Note
Direct Subsidized Loans Undergraduate Students 2.612% 2.05% 4.66%
Direct Unsubsidized Loans Undergraduate Students 2.612% 2.05% 4.66%
Direct Unsubsidized Loans Graduate/Professional Students 2.612% 3.60% 6.21%
Direct PLUS
Loans
Parents of Dependent Undergraduate Students and Graduate/Professional Students 2.612% 4.60% 7.21%

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